Property type: Industrial
Industrial Property Bridging Loans Somerset
We arrange bridging finance against industrial property across Somerset, from the Hinkley Point C construction corridor at Bridgwater through the Leonardo Helicopters supply chain in Yeovil out to the Mulberry leather-goods manufacturing belt around Chilcompton, the cider production estates at Sandford and Shepton Mallet, and the M5 J21 to J25 distribution belt linking the county to the wider South West England logistics network. Loan sizes run £200,000 to £15 million, terms from 1 to 24 months, completions in 7 to 21 days. Industrial bridging is the strongest-performing part of the Somerset bridging book; pricing sits 0.7 to 1.1% per month for clean cases and 1.1 to 1.4% for vacant or specialist units.
- Decisions in hours
- Completion in days
- £100k to £25m
- Somerset specialists
Somerset · Somerset
Bridge to your next move.
The asset class
What industrial property looks like in Somerset.
Industrial stock across Somerset is concentrated in four corridors. The Bridgwater corridor along the A38 and around the M5 J23 and J24 carries the largest concentration of light-industrial, distribution and supply-chain stock, with the Hinkley Point C construction project supporting demand across Express Park, the Bridgwater Gateway and the older industrial estates around Wylds Road and Bristol Road. The Yeovil estates at Houndstone, Lufton and Bunford Park serve the Leonardo Helicopters supply chain and the wider aviation and defence manufacturing base. The Mendip belt around Chilcompton, Shepton Mallet and Frome carries the Mulberry Group leather-goods manufacturing footprint, the Brothers Cider production estate and a spread of food-and-beverage processing. The M5 J21 to J25 corridor and the A303 corridor through south Somerset link distribution stock to the wider South West logistics network. Yields on industrial across Somerset have compressed materially since 2015 and held firmer than any other commercial class through the recent cycle, supported by Hinkley Point C, aviation manufacturing and the cider and food-and-beverage production base.
Use cases
Bridging use cases for industrial assets.
Industrial bridging cases across the county run across five repeat patterns. The first is auction purchase of single-let or vacant units, typically £300,000 to £1.5 million, with completion against the 28-day clock. The second is investment-purchase of multi-let trade-counter estates where the buyer plans a refurbishment, a rent review programme and a refinance to term commercial debt. The third is capital raise against an unencumbered industrial freehold, often held by an owner-occupier business that needs short-term liquidity for working capital or for a separate property deposit. The fourth is purchase of poorly-let or part-vacant secondary stock with a clear lease-up plan, where the bridge funds the gap between purchase and stabilised income. The fifth is refurbishment-and-re-let cases where a tired unit is brought up to current EPC and specification before re-letting and refinance. Across all five, lenders care about the unit's letting prospects, the local rental tone, and the realism of the refinance exit at stabilised income.
Somerset context
Industrial Demand from Hinkley Point C to the M5 Distribution Belt
Industrial demand across Somerset sits on a set of unusually deep employment anchors. Hinkley Point C in Bridgwater is the UK's biggest construction project, with a peak workforce of around 25,000 across the site and the wider supply chain, supporting one of the most active industrial property markets in the South West. Express Park, Wylds Road, Bristol Road and the Bridgwater Gateway scheme all carry stock servicing the project, with rental tone on units within twenty minutes of the construction site running materially ahead of equivalent stock elsewhere. Leonardo Helicopters in Yeovil, the UK headquarters and the successor to the AgustaWestland production line, anchors a Tier 1 and Tier 2 supplier base that requires workshop, light-engineering and storage space across Houndstone, Lufton and Bunford Park, with rental tone supported by the long-term aviation production cycle. The Mulberry Group leather-goods manufacturing facility at the Rookery in Chilcompton, Thatchers Cider's Sandford production estate near Cheddar and Brothers Cider's Shepton Mallet site all anchor a food-and-beverage processing belt across the Mendip and the Polden Hills. The M5 J21 to J25 distribution belt, running from Weston-super-Mare through Bridgwater and Taunton, links the county to the wider South West logistics network with stock serving regional and national distribution operators. The A303 corridor through south Somerset provides a secondary distribution spine. Across all of this, the industrial bridging picture reads consistently: vacant secondary units trade sharper than tenanted investments in many sub-markets through the recent rate cycle, and supply-chain stock close to the major employment anchors trades firmest.
Valuation and lenders
Valuation and lender considerations.
Industrial valuations come back on rent-and-yield for tenanted investments, vacant possession value for empty units, and on a sterling-per-square-foot comparable basis where the asset is small or specialist. LTV caps sit at 65 to 75% on tenanted investments, 60 to 70% on vacant stock, and 65% on owner-occupied capital-raise cases. MT Finance, Octane Capital, United Trust Bank, LendInvest, Hope Capital, Octopus Real Estate and Together all take industrial on bridging across Somerset, with Shawbrook, Allica Bank and Aldermore more active at the larger end. Lenders increasingly ask for EPC evidence given the MEES regime; sub-E ratings need a clear remediation plan to clear.
What we arrange
What we typically arrange.
A typical Somerset industrial bridge sits at £350,000 to £3 million, 65 to 75% LTV, 6 to 12 months, 0.75 to 1.15% per month, arrangement fee 1.5 to 2%. Auction cases complete in 7 to 14 days with title insurance. Investment-purchase cases run 14 to 21 days. Refurbishment cases include a works tranche released against monitoring surveyor sign-off. Exit is typically refinance to term commercial debt, sale to an investor, or sale of vacant possession to an owner-occupier.
FAQs
Industrial bridging questions
Can we complete an industrial unit auction purchase inside the 28-day clock?
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Yes. Industrial auction completions are core to the book across Somerset. With the auction pack delivered the morning after the hammer falls, we typically come back with indicative terms inside 24 hours, run the valuation and legal in parallel, and complete in 10 to 14 days using title insurance where the title has any complexity. The 28-day clock is rarely the binding constraint; the binding constraint is usually a slow surveyor or a slow buyer's solicitor.
How do bridging lenders treat EPC ratings on industrial units?
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Sub-E EPC ratings need to be addressed before the unit can be let under the MEES regime. Lenders price for the remediation cost and the timeline. For a vacant unit at F or G across Bridgwater or Yeovil, the bridge often funds the refurbishment to EPC C or better as part of the works tranche. For a tenanted unit with an existing lease, the position depends on the lease length and the landlord's repair obligations. We work the EPC piece up front so it does not surprise the lender at credit committee.
What rates apply to industrial bridging across Somerset in 2026?
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Tenanted industrial investments with a recognisable covenant and a clear refinance exit price at 0.7 to 0.9% per month at 65 to 75% LTV. Vacant secondary units with a credible lease-up plan price 0.9 to 1.15% per month at 60 to 70% LTV. Specialist or single-purpose industrial buildings price higher, reflecting the narrower buyer pool at exit. Arrangement fees sit at 1.5 to 2% across the range. Valuation and legal fees are borrower-paid on both sides.
Tell us about the deal
Indicative terms within 24 hours.
A short triage call, then a sized indicative offer against a named lender for your industrial property in Somerset or across Somerset.
Regulated bridging on owner-occupied residential property falls under FCA regulation. Unregulated bridging on commercial and investment property does not. We are not directly regulated by the Financial Conduct Authority, and we introduce regulated cases to authorised partners who carry out the regulated activity.
Next step
Talk to a Somerset industrial bridging specialist.
We arrange short-term finance on industrial property across Somerset and the wider Somerset market, from Bath and the Mendip through to Taunton, Bridgwater, Yeovil and the north-Somerset coast. Indicative terms in 24 hours.